Pakwheels

Get Fast, Easy, and Reliable Car Insurance Quotes in Pakistan

Car Insurance Calculator

Benefits of Choosing PakWheels for Car Insurance:

Customer Service Representative
Customer Service Representative

Experienced Representatives for Hassle-Free Claims

Lowest Rates Guaranteed
Lowest Rates Guaranteed

PakWheels share lowest competitive rates from its partner companies

Coverage Plans
Coverage Plans

Customized coverage plans to meet your specific needs from partner companies

Compare Rates
Compare Rates

Get the Best Deal from Top Insurance Companies of Pakistan

Car Insurance Steps

1 Fill out basic information about your car
2 Get a call from PakWheels for verification and assistance for the right plan
3 Compare coverage options from our partner companies and select the best fit for your needs
4 Schedule your car survey with our partner company for third party evaluation
5 Get your policy approved and enjoy peace of mind while driving your car

Why Car Insurance is Essential?

  • Legal Protection

    Car insurance protects you from legal fees and financial losses in case of accidents or damage to third-party property.

  • Peace of Mind

    Having car insurance gives you peace of mind knowing that you and your vehicle are protected against unexpected events.

  • Personal Accident Cover

    Car insurance covers medical expenses, hospital bills, and personal accident cover for you and your passengers in case of an accident.

  • Protection Against Theft and Damage

    Car insurance provides compensation in case of theft or damage to your vehicle due to natural calamities, riots, or other unforeseen events.

  • Financial Security

    Car insurance provides financial security for you and your family by covering repair costs, third-party liabilities, and legal fees.

  • Legal Compliance

    Car insurance helps you stay legally compliant by protecting you from any fines, penalties, or legal action in case of any accidents.

Best Insurance Companies and Rates In Pakistan

Car Insurance Companies Rate Tracker Fee
Starting from 1.8%

*Varies by Make and Model

PKR 9,000
Starting from 2.0%

*Varies by Make and Model

PKR 0
1.75% PKR 11,000
Starting from 1.5%

*Varies by Make and Model

PKR 15,000
2.0% PKR 15,000
1.6% PKR 9,000
1.65% PKR 11,000
1.75% PKR 8,800
Feature-tag 1.45% PKR 0
1.7% PKR 7,000
Starting from 1.75%

*Varies by Make and Model

PKR 0
Starting from 2.25%

*Varies by Make and Model

PKR -

Discover easy and quick car insurance in Pakistan:

PakWheels has made the process of vehicle insurance in Pakistan easier and quicker than ever before. We understand the importance of time. Therefore, we have streamlined the entire process for vehicle owners all across Pakistan. We ensure you get the coverage you need without any hassle. Insurance of your car is necessary to cover the damage related to your vehicle.

There are three different types of car insurance and coverage. These include comprehensive, third-party liability, and collision car insurance. However, it depends upon the users for which kind of insurance they will choose. So, explore this convenience today with our instant insurance services!

How do you apply for auto insurance in Pakistan?

The vehicle owners can apply for the insurance of their own choice that best aligns with their needs and demands. You can compare car insurance quotes with our user-friendly car insurance calculator. The customers can analyze the insurance rate, tracking fees, and features associated with each company. In this way, they can decide about auto insurance that best aligns with their requirements.

You can get auto insurance with any of Pakistan's best car insurance companies for new, used, and imported vehicles. On the car insurance calculator, you need to enter these details which are as follows:

- Make/Model/Version of your car

- Price of your car

What information will you get after applying for car insurance?

After entering the version and price of your car, the page will redirect you to the vehicle insurance companies in Pakistan. These include Askari General Insurance, United Insurance, Pak Qatar General Takaful, Shaheen Insurance, UBL Insurance Limited, Jubilee General Insurance, Alfalah Insurance, IGI Insurance, EFU Insurance, Security General Insurance, Adamjee Insurance Company Limited, and TPL Insurance. These companies will give you a rate, final amount, and tracker fee.

On clicking the apply button, you need to enter the car and your details to monitor the different quotes on auto insurance. It includes:

Car information: 

- Make:

- Model:

- Version:

- Tracking fee:

- Year:

- Estimated market value:

- Final amount:

- Add tracker:

Personal details:

- Full name:

- Email:

- Mobile number:

- City:

- CNIC:

- Registration status:

- Registration:

On verifying the code, you will approach the final page. You will confirm the request with our agent. The customers have to undergo car inspection services. Afterward, they need to select the insurance plan after contacting our insurance partners.

What are the documents you need for car insurance?

Vehicle insurance companies need some essential documents to secure reliable car insurance with the best car insurance rates in Pakistan. The additional documents may change depending on the needs and requirements of the company. However, the general documents are as follows:

- CNIC copy of an applicant.

- Latest pictures of the car

- Copy of the vehicle registration card.

Which cities are included for car insurance?

The major cities in which we provide auto insurance in Pakistan are Lahore, Karachi, and Islamabad. However, we offer insurance services all across Pakistan by partnering with car insurance agencies. We provide transparent and affordable interest rates to car owners of both used and new cars so that they can access affordable pricing plans with secure payments.

PakWheels Car Insurance: Types and Coverage Explained

Comprehensive

Comprehensive Car
Insurance

As the name suggests, comprehensive car insurance provides cover against all possible damages and financial losses. It is the most extensive car insurance policy that obliges the car insurance company to pay for financial liabilities owed to the third-party as well as for the damages sustained by the insured’s own vehicle as a result of a road accident. Comprehensive car insurance is the best type of car insurance in Pakistan as it provides protection from all kinds of accidents including floods, riots, natural disasters, theft, vandalism, natural disasters, etc.

Third-party

Third-Party Liability
Car Insurance

Under the Motor Vehicle Act 1939,third-party car insurance is a lawful requirement for driving a car in Pakistan. Third-party car insurance basically provides financial cover for physical injury, disability and death of the third party that has resulted from a road accident perpetrated by the insured’s car. This type of car insurance only covers for the damages inflicted on the other driver involved in a road accident.

Own-demage

Collision Car
Insurance

Collision car insurance is for accidents wherein your car collides with another vehicle or object, or you have an unfortunate single-car rollover accident. It covers the damages sustained by your car and bodily injuries of yourself and your passengers. Cover for damages to your car due to weather conditions and natural disasters are not included in this type of insurance. The least drivers could do is opt for collision car insurance for the safety of themselves, their family and the vehicle.

Car Insurance Success Stories

Car Insurance FAQs

Car insurance provides financial protection against any damages or liabilities arising from a road accident involving your car. It ensures that you are not left with any financial burden in case of an accident.
In case you find yourself in a car accident, car theft, or any other incident covered under your insurance policy, the first thing to do is call your car insurance provider’s helpline number. Explain them your situation. Give them your insurance policy number for reference. The company will assign you a surveyor who will come to you, examine your car, and report back to the company. They will take it from there.
A comprehensive cover includes accidental external means, fire, external explosion, riot, strike, earthquake, flood, theft, and third-party liability.
A comprehensive car insurance policy covers all damages and financial losses, including those incurred by a third party. It covers accidents, theft, natural disasters, and other unforeseen events. On the other hand, third-party liability insurance only covers damages caused to a third party involved in an accident.
The plan can be transferred vehicle to vehicle,it means client can avail adjustment for his new car for the remaining tenure.
Yes, there’s an option for you to cancel your car insurance plan. However, the choice is subject to some terms and conditions set by your car insurance company. You may check those conditions in your insurance agreement.
A car insurance quotation is an estimate of the premium that you'll have to pay for your car insurance policy. It takes into account various factors such as your car's value, your driving history, and the coverage you want.
The maximum period of car insurance is 6 months and 1 year. Furthermore, you should compare car insurance quotes and check for discounts, interest rates, and fees before making an informed decision. The vehicle owners can renew insurance anytime after its expiration date.
No, PakWheels does not charge any costs for car insurance from the customers. However, we may charge a commission fee from the insurance companies. Customers can now enjoy a hassle-free riding experience without paying any charges to us!
Yes, we provide nationwide coverage to customers at affordable rates. We offer seamless services irrespective of the customer’s location within a country. However, in some cases, the customers have to pay additional charges to the companies for this purpose.

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